Oct
27th
Tue
27th
Little Garlic & Dracula
Jun
8th
Mon
8th
Dustin Diaz Photography
I came across Dustin Diaz Photography as I was researching a new camera, I’m looking at getting the Nikon D700. I’m surprised I didn’t come across his work earlier, night work in the city, great stuff! Plus he’s a fellow Sac State alum, Go Hornets! Check out his work, plus he puts in the effort to document his setup of shots, really helpful info.
Jun
3rd
Wed
3rd
A photography series looking at garbage and pollution…
May
17th
Sun
17th
Eaton Park Panorama
May
12th
Tue
12th
Forget a Mac or PC, I want one of these notebooks!
May
8th
Fri
8th
Apr
22nd
Wed
22nd
NY Times: The Bottom for Housing Is Probably Not Near
There is a basic notion that falling home prices leads to foreclosures, this is just not that case. A home owner’s mortgage payment will not change becaue his house is worth less than it was when he first got the loan.
The mortgage payment will only change when the loan is reset, say for a 5/7 year ARM or in a refinance. Since interests rates are low both of those should not cause a higher mortgage payment.
A more realistic reason the housing market is having foreclosures is because people can’t afford to pay their loans. This is most likely due to unemployment, considering the nation has 8.5% rate, highest in many years.
This New York Times article only mentions unemployment once and that was in quoting someone else.
Apr
8th
Wed
8th
In the mid-90’s, people would subscribe to just about any email newsletter because email was still a novelty to them and they wanted to see something in their inboxes.
Apr
7th
Tue
7th
There are 10^11 stars in the galaxy. That used to be a huge number. But it’s only a hundred billion. It’s less than the national deficit! We used to call them astronomical numbers. Now we should call them economical numbers.
— Richard Feynman [Quote of the Day]
